Finacial Inclusion Profile In East Java

Abstract

This study aimed the financial literacy, financial inclusion and financial technology in East Java Indonesia. Financial inclusion is a one of the ways to solving economic problems. Therefore, to out from financial exclusion and enter to financial inclusion the people must increasing their understanding about financial literacy and try to using financial services. This study will described the financial literacy with two dimensions (knowledge and application dimension), financial inclusion about accessibility in saving and loan and financial technology (receiving money and paid bills). The data used based on the Survey on Financial Inclusion and Access (SOFIA) 2017 with 6.873 respondents. The descriptive analysis was applied as an approach of assessment. Findings on this research revealed that financial literacy, financial inclusion, using financial technology is still very low especially in East Java. These result suggest that financial inclusion, financial literacy, and financial technology must be improving through supporting programs so that can parse the economic problems in society.